Transaction type

GB icon

Effect

Example

Expense

Subtracts money from Envelope(s) and either decreases balance of Checking, Savings, Cash Account or increases balance of Credit Card Account

Buying something at the store

Credit

Adds money to Envelope(s) and either increases balance of Checking, Savings, Cash Account or decreases balance of Credit Card Account

Getting a reimbursement or refund

Envelope Transfer

Moves money from one Envelope to another

Changing budgeting priorities

Account Transfer

Moves money from one Account to another

Balance transfers, ATM withdrawal, paying off credit card balance

Debt Payment

Subtracts money from Debt Payment Envelope and lowers balance of Checking, Savings, Cash Account and Debt Account

Making a payment on a debt or loan

Interest, Fee, or New Charge

Increases balance of Debt Account

New fee on an owed debt or loan

Income (to Unallocated)

Adds new money to the household and puts it in Unallocated

Receiving a paycheck, receiving a gift

(Fill from New) Income

Adds new money to household and Fills Envelopes

Receiving a paycheck, receiving a gift

Fill from Unallocated

Uses Unallocated balance to Fill Envelopes

Filling Envelopes to start budgeting for a new month

Account balance adjustment

Adjusts the balance of an Account

Balance in Goodbudget did not match balance in real-life

Activate Accounts – Adjust Unallocated Money

Appears when the Accounts feature is turned on